At its best, travelling is relaxing, enjoyable and full of happy memories. But there are times when problems occur whilst you are on holiday, and it’s good to have travel insurance to cover you against the costs of unexpected difficulties.

Travel insurance provides protection against a range of travel related risks, including cancellation of your trip, loss of luggage, medical expenses and loss of money.

It is prudent to include Covid cover in your travel insurance policy. A number of travel insurance policies are available which protect you against related risks, so be sure to consider a Covid friendly travel insurance policy.

You can buy travel insurance for a single trip, or an annual policy to cover a number of trips in a 12-month period.

Travel insurance is not a legal requirement though many tour operators will recommend that you have travel insurance. It is not necessary to take travel insurance which has been organised by your travel provider or travel agent. You can generally put your own travel insurance in place.

A travel insurer will ask you which parts of the world you’re planning to visit, and when, plus some details about yourself and are the travellers in your group, if they are to be covered by the same policy.

They will also ask you about previous medical conditions so that they can assess the risk and cost of medical treatment whilst you are away.

An insurance broker is here to make life easier for you. Their role is to find out about your insurance needs and look for the policy that best meets your requirements.

At Andrew Bull Insurance Services, we deal with reputable and trusted insurers and can provide excellent travel insurance, including Covid cover at competitive rates.

We take away the difficulty of shopping around on websites and provide clarity about the type of travel cover you need. So, relax, contact us about your travel insurance requirements and enjoy your holiday, knowing that you are fully covered.